The best travel credit cards offer more than just great cash-back incentives — they also come with a range of perks and upgrades that can take your next trip from basic to bougie without spending extra money.
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In recent years, travel cards have become one of the most competitive categories. As a result, some features are nearly standard across the board: no foreign transaction fees, travel credits, and upgrade programs.
Where it gets interesting and confusing, is when you start to look beyond those features.
Before you sign up for a new card, consider how you’ll use it and how you can best optimize the points so you’re getting the most out of the rewards program, especially if you’re paying a steep annual fee.
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It is also important to make sure you can pay off your balance on time and in full each month because many of these cards also have high-interest rates.
The good news is that if you choose a card from this list, you could earn over $2,000 in rewards over the next five years based on our calculations
Here are Select’s picks for the top travel rewards cards:
- Winner: American Express® Gold Card
- Runner-up: Capital One Venture Rewards Credit Card
- Best welcome bonus: Chase Sapphire Preferred® Card
- Best for luxury travel: Chase Sapphire Reserve®
- Best for no annual fee: Discover it® Miles
- Best for low interest: TD First ClassSM Visa Signature® Credit Card
- Best for students: Bank of America® Travel Rewards for Students
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