Is SoFi money a checking account? How long does it take to get a check from SoFi?

SoFi is now a nationally chartered bank that offers SoFi Checking and Savings.

If you’re an existing SoFi Money member, it is easy for you to upgrade to SoFi Checking and Savings (ensuring there are no interruptions to your account).

You’ll be eligible for 3.75% APY on your Savings & Vaults balances and 2.50% APY on your Checking balances (with active direct deposit) with no change to your existing routing number, bill pays, or existing SoFi debit and credit cards.

SoFi Checking and Savings is a checking and savings account where you can spend, save, and earn all in one place.

Earn 4.00% APY (subject to change) on all your cash and get reimbursed for ATM fees anywhere in the world (subject to change).

How long does it take to get a check from SoFi?

In some cases, a mobile check deposit can be available within just a few minutes of uploading the check into the mobile banking app.

However, it usually takes around one business day for deposits to go through.