American online bank and personal finance company SoFi Technologies. SoFi, a financial services company based in San Francisco, offers a variety of financial services via desktop and mobile apps, including student and vehicle loan refinancing, mortgages, personal loans, credit cards, investing, and banking.
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Four Stanford Graduate School of Management students, Mike Cagney, Dan Macklin, James Finnigan, and Ian Brady, collectively known as SoFi, started the company in the summer of 2011. SoFi’s creators aimed to give people taking on debt to pay for their education more inexpensive options. The company’s first lending program was a test run at Stanford, where 40 alumni lent about $2 million to roughly 100 students, averaging $20,000 per borrower.
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Does venmo work with SoFi?
Yes, SoFi is compatible with Cashapp and Venmo. Moreover, we offer cash deposits and bill pay.
Can I open a SoFi account without SSN?
The fact that you will only need to supply a replacement for the Social Security number you lack is arguably the most significant. Together with the other necessary forms of identification, you might find that a Tax Identification Number, or ITIN, would suffice.


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