Do you need credit for AT&T?

When it comes to getting a service with AT&T, a credit check is usually required. This applies to all postpaid customers who are ordering new products such as wireless lines, U-verse TV, Internet, and Phone. The credit check uses information from your AT&T service history and credit bureaus. It’s important to note that this is a soft credit check, which means it does not impact your credit scores.

The results of the credit evaluation and the cost of the device will determine if security is required. This could be in the form of a down payment, advance payment, Credit Management Fee, or deposit. AT&T does not accept guarantors or co-signers for credit applications. To consent to a credit check and service activation with AT&T, potential individual customers must meet the minimum age requirement of 18. In Puerto Rico, the age of consent would be 21.

If you’re unable to submit to a credit evaluation, you’re still eligible to apply for service. The information required to process an application for credit may vary depending on the product line. You may be listed as having unknown credit. Depending on the service you’re signing up for, security may be required.

If a Credit Management Fee is required, a credit will be applied to the account as long as the service remains active and is in good standing. If your credit rating changes, the fee will remain on the account.

For those who are concerned about a credit check, AT&T offers a prepaid service that does not require a credit check. This is because you pay in advance for your service, usually on a monthly basis, so there’s no risk for the cell phone provider.

In conclusion, while a credit check is typically required for postpaid services with AT&T, there are options available for those who prefer not to undergo a credit check or who have concerns about their credit. As always, if you encounter any issues or have any questions, it’s best to reach out to AT&T’s customer support for assistance.